Security Guard Insurance | Public Liability
Being a security guard is, perhaps, one of the most difficult and risky jobs in the world. Security is paramount to a large number of industries, and they all rely on your business to keep their products, buildings, employees, or services safe. That’s a lot of responsibility – and a lot of risk for employees and the security company itself.
That is why it is so important for you to get insurance, whether you work in this industry, or you own such a business. To put it simply, anything can happen at any time, and the risk is very high. For that reason, getting security guard insurance has been impossible for a long time.
Now, however, we are offering insurance coverage for the security industry. Everyone should be able to receive coverage against risks and damage, so here is what we offer you:
As a security Guard, it is difficult to get insurance for your public liability insurance and we have the first-hand experience on claims in the industry, so you can rest assured that Digital Insurance Brokers Ni has the skills and experience needed to get you your Business Liability Insurance that will cover you in the event there is a claim.
All you have to do is look over our offer, think about what you need, insurance-wise, and pick the right kinds of coverage for you. We can advise you on the appropriate kinds of insurance, depending on your business, its size, number of employees, services, the height of risk, etc. Now you no longer have to worry about how a lawsuit may affect your business.
Our company can offer you multiple and diverse types of coverage, for any situation that may arise and put you or your employees at risk. Take active steps towards protecting yourself, your business, your employees, and your assets.
What we can offer:
£5 million, £10 million & £20 million public liability insurance cover Higher limits by request Cover for Crowd control
What sort of claims do Security guard companies have?
Damage to property Injury caused by you or your employees to a third party Slip and fall claims for not reporting water spills to the establishment they contracting to Fines due to Occupation health and safety breaches HSE cases due to things like unfair dismissal and associated legal cost. We can help with all types of cover such as:
- Business insurance
- Life and income protection
- Professional Indemnity
- Home and contents insurance
What are some scenarios in which clients might make claims against you?
Let’s say you or one of your employees is guarding a warehouse at night – the gate is secured, or so you think. However, upon returning from making the rounds, you discover that the gate had not, in fact, been properly closed. Someone had time to break in and steal valuable merchandise. In this case, you would be liable to pay for the losses incurred, but insurance will cover it, instead.
If a security guard gets injured by someone who is trying to rob a business they are guarding, thus allowing them to steal or damage something on the property, your company can get sued for failing to provide services, or it can be sued by the employee who got injured.
Making sure you are covered in every potential situation where something can go wrong ensures peace of mind, but also that your business will not go bankrupt paying for some of these accidents, mistakes, or unfortunate occurrences. As someone who operates in a field of work with such a high risk, you cannot afford not to have insurance coverage.
As you can see, having proper insurance coverage is essential, maybe more in this line of work than in many others. Every single day, you are running risks, while protecting your clients and their property. Why not allow our company to keep you safe, as well? It is not impossible to get insurance for the security industry anymore. Protect your business with Digital Insurance Brokers Ni.