Shop Insurance Northern Ireland
As specialist insurance brokers we provide a complete business and personal insurance solution in Northern Ireland offering a broad range of highly competitive general insurance products tailored to meet with your requirements for comprehensive and cost-effective insurance protection.
What is shop insurance?
As with all businesses, the retailer or shopkeeper faces a number of risks on a daily basis. These include their legal liabilities and the possibility of damage or loss to the physical assets of the business.
The insurance industry has over many years developed shop insurance package policies that provide for a broad level of cover designed to meet the business insurance needs of most retailers and shop owners.
What is the cover under a shop insurance policy?
Whilst the exact details of the cover will vary from provider to provider and also be tailored to the needs of the individual policyholder there are core areas of cover that are common to most policies.
All business types face various risks when it comes to personal injury, but those operating retail stores are generally at more risk than most.
Slip and fall injuries have always been a concern for retail businesses, and despite their best efforts to reduce risk, there are still many claims being made against Northern Ireland retailers.
Thankfully this is one of many risks which can be protected against using public liability insurance.
A public liability insurance policy is an absolute must for anyone operating a retail store in Northern Ireland, and in this guide, we’ll take a look at what you need to know about it.
How much is shop insurance in Northern Ireland?
The price you pay for your Northern Ireland shop insurance is based on a few key risk factors, these include the levels of cover your requirements, the nature of your shop business, your experience in the business and whether you have previously had any claims.
How do I apply for shop insurance in Northern Ireland?
You can apply on-line using the button below, or arrange a call here.